Toggle Navigation
Elevate Real Estate Brokers
Elevate Real Estate Brokers
Home
About me
My Blog
Pasco County
Hillsborough County
Hernando County
Air Travel
Attractions
Hotels
Children's Actitivies
Find A Home!
Foreclosure Listings
Buying Foreclosures/REO's
Looking to Buy?
Looking to Sell?
Tampa Sellers
Clearwater Sellers
Our Guarantee
Move My Realty - Real Estate News
Double Update on Real Estate News
June 4th, 2007 4:59 PM by Ron Mastrodonato
FAR recognizes 2006-07 district scholarship winners
ORLANDO, Fla. – May 21, 2007 – The Florida Association of Realtors® (FAR) has awarded 39 college scholarships to Florida senior high school students as part of its 2006-2007 Scholarship/Essay Contest for High School Seniors. Thirteen seniors from public and private high schools in each of the state’s 13 districts have received first-place $5,000 scholarships, 13 students taking second-place honors received $1,500 scholarship awards; and 13 third-place students have won $500 each.
The scholarship program helps Florida’s most talented high school students achieve their goals in college, and all seniors are eligible except for immediate family members of a Realtor, of a person with a real estate license or of a Realtor association's staff. The top winning essays from FAR’s 13 districts across Florida now compete to win one of three $5,000 state-level FAR scholarships. Scholarships from FAR this year total $106,000.
First place winners of FAR’s $5,000 scholarship
District 1
Sarah Christine Glover of Jacksonville, Episcopal High School
District 2
Kevin Lee of Melbourne, Satellite High School
District 3
Sydney Elney of Lake Worth, Trinity Christian Academy
District 4
Eduardo Diaz of Miami, Coral Gables Senior High
District 5
Christopher Huffman of Cape Coral, Cape Coral High School
District 6
Emily Wilson of Seffner, Armwood High School
District 7
Natalie Lynn Spear of Grand Island, Mt. Dora High School
District 8
Jesse Whitfield of Apalachicola, Apalachicola High School
District 9
Jodie Watford of Niceville, Niceville Senior High School
District 10
J. Hudson Smith of Lake Wales, Lake Wales High School
District 11
Qabiyl Johnson of Coconut Creek, Monarch High School
District 12
Haylee Linduff of Altamonte Springs, Circle Christian School
District 13
Kellie M. Hauer of Englewood, Lemon Bay High School
To see the complete list of scholarship winners, go to FAR’s Media Center Web site at:
http://media.living.net/
“Our successful scholarship program is just one example of how the Florida Association of Realtors looks to the future,” says 2007 FAR President Nancy Riley. “Tomorrow's Florida depends on the youth of today realizing their dreams of a higher education and we are proud to have a part in making that dream come true.”
A number of community leaders, media representatives, educators, business executives and Realtors from across the state volunteered their time and expertise to serve as judges for the district-level essay competition. The first-place district-winning essays – written on the topic, “How Does a Realtor Professional Benefit the Community?” – will be reviewed by a state panel of judges, who will select the top three state winners. State scholarship winners may be announced either prior to, or as part of, FAR's 2007 Convention & Trade Expo held Aug. 22-26, 2007, at the Buena Vista Palace in Lake Buena Vista, Fla.
© 2007 FLORIDA ASSOCIATION OF REALTORS
Foreclosure crisis looms: Lenders warn thousands who fail to make mortgage payments
FORT LAUDERDALE, Fla. – May 21, 2007 – The fear of foreclosure has South Floridians on edge.
Related:
Be cautious of foreclosure help claims; you could be signing away your home
Thousands of homeowners in Broward and Palm Beach counties can’t make their monthly mortgage payments and are getting sternly worded letters from lenders who threaten to seize their properties and resell them, likely at a loss.
As the housing meltdown continues, analysts predict a surge in foreclosures this year and next that will add to the glut of homes already for sale and further depress property values that have declined since last summer.
“It has the potential to get very ugly,” said David Levin, a housing consultant in Palm Beach County.
Jayne King, of Delray Beach, battled cancer, diabetes and other illnesses during the past few years. Last year, she and her husband fell behind on the monthly payments on their adjustable-rate mortgage, as she was trying to make a dent in her hospital bills and he was out of work after two car accidents only weeks apart.
They filed for bankruptcy, promising to repay as much of their debts as possible. A lawyer worked out a plan with their lender that allowed them to keep their house. “I’m just one of many people caught up in this whole cycle,” said King, 55, a retired teacher and native Floridian.
Across the region, unexpected medical bills, rising homeowner insurance, property taxes and other costs of living have plenty of lower- and middle-income consumers on the verge of losing their homes. But experts mostly blame the trouble on unconventional home loans made to risky borrowers hoping to get into houses and condominiums that shot up in value during the housing boom from 2000 to 2005.
The number of people facing foreclosure has been building since January.
In April, the number of consumers behind on their mortgage payments in Broward County ballooned to 1,135, compared with 248 a year ago, according to Realestat.com, a Plantation research firm. The number of people with late payments also rose sharply in Palm Beach County, from 174 to 814.
Actual foreclosures increased in both counties but at a much smaller clip. Homeowners with late house payments typically are at least three months behind and have been notified that their lenders intend to foreclose. People who secured adjustable loans found out that they couldn’t afford the monthly payments once interest rates rose.
Some of those owners avoided foreclosure by selling the homes or refinancing. When the housing boom last year turned into a bust, it caused a glut of properties to sit on the market, and strapped homeowners couldn’t count on fast sales to bail themselves out of trouble.
Refinancing isn’t as easy now because home values are flat or dropping and lenders are tightening credit standards as more borrowers with weak credit default on home loans.
“A lot of these people, God bless them, weren’t qualified to go into home ownership,” said Lewis Goodkin, a Miami-based housing analyst.
Western suburbs hardest hit
RealtyTrac of Irvine, Calif., reports that late mortgage payments and foreclosures in South Florida this year are most prevalent in the western reaches of Broward and Palm Beach counties. Not coincidentally, those were the areas flush with homes under construction and apartments converted to condos during the past several years.
Many of the people who bought in the western suburbs were short-term investors looking to “flip” properties for quick profits, said Shiela Kiniry, a Fort Lauderdale lender and state director of the Florida Association of Mortgage Brokers. Now they’re stuck with properties they can’t sell and, in some cases, wilting under the strain of paying two mortgages.
“I have to believe a lot of those people wanted to jump on the bandwagon while they still had the chance,” Kiniry said. “It seemed wonderful when they put their money down. Unfortunately, the market’s not the same now.”
Even those not struggling to make house payments should care about what’s happening, analysts say.
Homeowners behind on their mortgage payments typically don’t maintain the properties, which reflects poorly on entire neighborhoods, said Jim Banford, who runs Real Estate Asset Disposition Corp., a West Palm Beach company that sells foreclosed homes for lenders.
Once the lenders take back the properties, they’ll reduce asking prices to compete with the record number of homes already on the market, Banford said. “That weighs down the values of all the surrounding homes,” he said.
Still, many people can avoid foreclosure, experts say.
Felicia Eusebio-Mejia worked two jobs as a registered nurse to afford a house in Miami Gardens last year. She lost her part-time position and fell two months behind on her mortgage payments.
She called Home Financing Center, which allowed her to catch up by temporarily reducing the monthly payment and giving her more time to make up the shortfall.
“I’m back on track now,” Eusebio-Mejia, 40, said recently.
Lenders work out deals
Quickly asking for help is crucial, said Jessica Cecere, head of the Consumer Credit Counseling Service in West Palm Beach. “If you wait, you’re not in a position to bargain,” Cecere said.
Her office is advising more than twice as many people on foreclosure prevention this year than last. Counselors are telling clients that if they contact their lenders within 30 to 60 days of falling behind, they might be able to refinance, stick missed payments on the end of their loans or negotiate other repayment plans.
If that doesn’t work, some lenders are willing to accept short sales in which the homeowners sell the properties for less than they’re worth. As a last resort, deeding the homes back to the lenders avoids the stigma of foreclosure.
Lenders would much rather work out deals than take their properties because the foreclosure process is time-consuming and expensive, Cecere said.
“People should call their lender right away, or call us,” she said. King said many consumers may be too proud or embarrassed to discuss their financial problems. “People don’t like to talk about their finances because they’re private,” she said. “But the more people who talk about it, the more we can work on positive solutions.”
Copyright © 2007 South Florida Sun-Sentinel, Paul Owers. Distributed by McClatchy-Tribune Information Services.
First quarter commercial real estate index rises again, but decelerating
WASHINGTON – May 21, 2007 – The Commercial Leading Indicator for Brokerage Activity, a forward-looking index for the commercial real estate market, rose slightly in the first quarter to the highest level on record but the rate of growth has decelerated over the past year, according to the National Association of Realtors® (NAR).
The Commercial Leading Indicator for Brokerage Activity increased 0.2 percent to an index of 120.3 in the first quarter from a reading of 120.1 in the fourth quarter, and is 0.8 percent higher than the first quarter of 2006 when it stood at 119.3. NAR’s track of the index dates back to 1990.
Lawrence Yun, NAR senior economist, said the index has risen for eight consecutive quarters but factors in its components are mixed. “Rising industrial production, a rise in the REIT price index, growth in commercial jobs, rising income and gains in wholesale sales contributed to the rise in our leading indicator,” he said. “On the other hand, deteriorating economic conditions have been a drag, specifically, a marked decline in durable goods shipments, a decline in return on commercial investment and an increase in the number of people filing for unemployment insurance.”
The small net rise in NAR’s index means net absorption of space in the industrial and office sectors should be fairly steady over the next six to nine months, with slightly higher completions of overall office, warehouse, retail and lodging structures.
Net absorption in the office and industrial sectors in the third quarter of 2007 is expected to be 10 million to 20 million square feet, with about $335 billion to $345 billion in new completed commercial construction activity, compared with $323 billion of new construction recorded in the first quarter of this year.
“Deceleration in the growth of our leading index means we’re entering a more stable period for commercial real estate sectors,” Yun said.
Commercial real estate practitioners can anticipate leasing and sales activity in the third quarter of this year to be approximately 0.8 percent higher than the third quarter of 2006.
The commercial leading indicator is a tool to assess market behavior in the major commercial real estate sectors. The index incorporates 13 variables that reflect future commercial real estate activity, weighted appropriately to produce a single indicator of future market performance, and is designed to provide early signals of turning points between expansions and slowdowns in commercial real estate.
The 13 series in the index include industrial production, the REIT (real estate investment trust) price index, NCREIF (National Council of Real Estate Investment Fiduciaries) total return, personal income minus transfer payments, jobs in financial activities, jobs in professional business service, jobs in temporary help, jobs in retail trade, jobs in wholesale trade, initial claims for unemployment insurance, manufacturers’ durable goods shipment, wholesale merchant sales, and retail sales and food service.
© 2007 FLORIDA ASSOCIATION OF REALTORS
Quick-pay mortgage system isn’t for all
MIAMI – May 22, 2007 – Juan Hernandez said he’ll pay off the 30-year mortgage on his Miami house in less than five years and save about $589,000 in interest. Miami Lakes resident Karyann Padron plans to pay her home loan in 15 years or less. Her estimated savings on interest: $150,000.
Both said they’ll slash their repayment period by using software that vows homeowners can repay 30-year mortgages in eight to 11 years without changing their lifestyles or refinancing.
Mortgage accelerator systems trickled into the United States within the last few years, and they may sound golden to South Florida homeowners strapped with big mortgages and high taxes. But analysts say these programs aren’t for everybody. Some systems require borrowing from a line of credit, which may add to debt if homeowners can’t budget. The plans generally are not cheap, which might make a homeowner wonder if they can’t calculate payments on their own.
Hernandez closed on his Miami house in December 2004. After refinancing seven months later, he had a $405,000 mortgage. He discovered the Money Merge Account through his mortgage broker, around the same time he received a $50,000 line of credit for a backyard pool. He studied the program, canceled his pool plans and applied the line of credit to his mortgage account.
He estimated his mortgage would cost $750,000 with interest. That’s changed, he said.
“It’s a solution,” added Hernandez, 34, director of sales at STS Telecom. “In 4.7 years, I’m paying off the house, the line of credit and our debt.”
He was so excited about the product, which has a one-time fee of $3,500, that he signed up to sell it. More than 1,500 people in the Miami area have become independent agents for this software, collecting commissions of $900 to $1,575 depending on sales levels, said Skyler Witman, co-founder of United First Financial, the Utah company that developed the software. The company, which launched the product in October, isn’t doing direct marketing or mailings, so independent agents promote the products in their areas. The company said it has 411 customers in the Miami area and about 5,000 nationwide.
How it works
The Money Merge Account requires homeowners to have an existing mortgage and a line of credit with specific features. Homeowners deposit their paychecks into the line of credit account and then pay expenses with the credit line.
The Money Merge Account itself is simply software that interacts with the line of credit and mortgage. It functions as a virtual financial planner, telling the user when and how much to pay toward the mortgage. Combining the income and the line of credit, it’s set to pay off the principal at a quicker rate. Meanwhile, leftover income in the line of credit pays down that credit balance.
“It’s not like you’re trading one debt for another,” said Padron, 28, a teacher who is using the system to pay her $149,000 mortgage.
The company’s founders said homeowners with discipline and knowledge of the mortgage system could try to do this on their own. But, they added, many variables influence the calculations and amounts to transfer. The Money Merge Account’s prompts are simple, and the money works more effectively than sitting in a bank account, said John Washenko, co-founder of the Money Merge Account.
Potential problems
The software requires some discipline. Users must diligently input all income received and every purchase made. And because the system relies on discretionary income, it’s only best for people who spend less than they earn, said Greg McBride, senior financial analyst for Bankrate.com, a financial website based in North Palm Beach. Extra spending could increase the line of credit balance and delay the payment period.
McBride added that homeowners could better put their money to use in a Roth IRA or education funds, instead of funneling money into a mortgage accelerator.
“Is it better than letting idle money pile up in the checking account? Absolutely,” he said. “But it still takes a back seat to other wealth-building that households should be taking advantage of.”
Similar products started in New Zealand and England and entered the U.S. market within the last three years, McBride said. Another system, Mortgage Accelerator Plus based in California, promises to help pay down the mortgage in seven to nine years using an online calculator and CDs that include financial work sheets. Developer Norm Bour said his product provides customers more education instead of electronic pizzazz and, at $1,295, is cheaper than the United First Financial’s product.
Bour launched his accelerator in 2002 and estimated about 1,000 people use it nationwide.
But Hernandez likes the Money Merge Account’s financial road map.
“I think I’m the only person in Miami who looks forward to their mortgage statements coming in.”
Copyright © 2007 The Miami Herald, Angela Tablac. Distributed by McClatchy-Tribune Information Services.
Posted in:
General
Posted by Ron Mastrodonato on June 4th, 2007 4:59 PM
Post a Comment
Recent Posts:
Bill May Lower First-time Buyers FHA Insurance Fees
National Market Update
Just Listed! 7202 WHIST WAY New Port Richey, FL 34655
Just Listed! 4345 TAHITIAN GARDENS CIR #D Holiday, FL 34691
Fla.’s median prices, new listings up in Jan.
Archives:
March 2007
New Realtor News
Real Estate Update in Tampa Florida
February 2018
Remind Buyers to unfreeze their credit
January 2018
HUD awards $83M to support Fla. homelessness efforts
‘Tappable equity’ at record high, but tax law could change impact
Wealth Surge Boosts Second-Home Market
10 Housing Markets to Watch in the New Year
December 2017
A Market Slowdown Is Possible If Rates Remain High
Remodeling for profit? Unlikely
FHA will stop financing property with a PACE loan
November 2017
Fannie may finance mobile homes in resident-owned parks
October 2017
We’re open for business,’ Fla. tells the world
September 2017
Survey: Buyers, sellers optimistic about housing market
Nothing stops growth along U.S. coastlines
Fla.’s housing market continued positive track in Aug
Homes built to stricter standards fared better during Irma
Commercial real estate outlook remains bright
August 2017
Survey: Buyers picking bigger yards over bigger homes
Fla. housing market: Sales, median prices up in July
What’s one thing you shouldn’t do to attract millennials?
Merger could create huge single-family-home landlord
It’s getting easier to qualify for a mortgage
Real estate literally going to the dogs
Should housing fear a price correction?
July 2017
Homeowner equity hits 10-year high
First-timers missing out because appraisals lag values
June 2017
Congress tackling flood insurance extension
First-time buyers face new competition
U.S. housing starts drop for 3rd straight month
Homeowners again refinancing and pocketing cash
Homebuyers: How to win the downpayment challenge
May 2017
Investors focusing on build-to-rent homes
Fla.’s housing market: Median prices up in April
Realtors upbeat about commercial real estate outlook
Smart Homes Are No Longer a Futuristic Concept
Many metro areas stuck in a recession time warp
Fee vs. deposit: What’s the difference?
April 2017
Home price growth in February
Will mortgage rates below 4% spur market?
U.S. home sales jump 4.4% – hit 10-year high
Common real estate slip-ups retirees make
Flipping property? Legal details can be challenging
Survey: Homebuyer preferences in 2017
Study: Fla. in top 5 for commercial development
Most consumers think their insurance covers flooding
Homebuyers often forget about their car
The funny side of tight inventory
Watch out for deed restrictions
Quit claim deed scam easy to do, hard to fix
March 2017
Existing-Home Sales Sputter in February
Study: Fla. property taxes average compared to other states
U.S. consumer confidence hits 15-year high
February 2017
Fla. say ‘It’s a good time to buy a house’
When Buying, Selling and Renovating, it’s an Animal House, Say Realtors®
Home Prices Are Soaring to New Highs
Which Fla. city best for a real estate business?
Real Estate
January 2017
Buying A “For Sale By Owner” Home Without An Agent
Home Chef
December 2016
Lenders still don’t use best credit-scoring models
Real Estate Tampa Bay Area
October 2016
Crowdfunded REITs gain momentum
September 2016
Average closing time frame
Maintaining a Strategic Advantage in Today’s Fast-Paced Market
House Prices Inch Higher but Show Signs of Deceleration
August 2016
The 8 Fastest Growing Housing Markets
Do Reverse Mortgages Work for Owners of Expensive Homes?
30-year mortgage rate slips to 3.43%
The best technique for pricing a home when listing it for sale
Home Upgrades
July 2016
Fla.’s housing market: Rising median prices in June
High new home costs: Its Labor, not materials
30-Year Mortgage Rates Drop Near All-Time Low
Building a green home
June 2016
Title issues to watch out for at Closing
Buyer and Seller Home warranty Real Estate
Falling Mortgage rates
High new-home costs: It's labor, not materials
May 2016
How Will Higher Rates Affect Housing ?
September 2015
Cut Your Mortgage Insurance
August 2015
Consumer Attitudes Signal Healthier Purchase Market
July 2015
Average Rate for 30-Year Mortgage Edges Up
Just Listed! 904 WESTWINDS BLVD Tarpon Springs, FL 34689
March 2015
Freddie’s 3% downpayments start next week
Age 61 Is Important To Real Estate!
January 2015
Did you know?
December 2014
2015 Housing Predictions
Fla.’s consumer confidence up 2 points in Nov.
October 2014
Single Buyers to Impact Housing Market
September 2014
Just Listed! 1374 ALADDIN RD Spring Hill, FL 34609
Foreclosure could wipe out lien holder's claim
August 2014
Just Listed! 2802 WOOD POINTE DR Holiday, FL 34691
Builder Confidence Rises Two Points
July 2014
Just Listed! 2623 BIG PINE DR Holiday, FL 34691
"Seller assisted financing" Is Back On The Rise
Palm Harbor Sees Huge Transformation
U.S. Job Gains Pointing to Recovery
New home sales up 18.6%, fastest pace in the last 6 years!
June 2014
Expect stronger enforcement of RESPA violations
Governor Scott Signs FL Flood Insurance Bill
No sales tax on hurricane supplies
May 2014
Price appreciation, short sales, foreclosures drop
Average 30-year mortgage rate falls to 4.14%
Just Listed! 10496 BLYTHVILLE RD Spring Hill, FL 34608
April 2014
Homebuyers can still find down payment assistance
New Homes are Less Expensive to Maintain
Average 30-year mortgage rate down to 4.34%
Behnke Ranch project calls for homes, multifamily units
FEMA Issues Flood Insurance Update
March 2014
UCF: Fla. slow to join recovery but now leads nation
Beware Of This Deed Scam
Just Listed! 6718 SEAVIEW BLVD Hudson, FL 34667
Just Listed! 14511 BEAULY CIR Hudson, FL 34667
Flood Insurance Act
Average Home Upsized Post-Recession
February 2014
Recent study shows that 1 in 6 housing markets are back to normal
Mortgage Rates Hit One-Month Low
January 2014
Falling New-Home Sales Spark Worry
Housing's Best Buys for 2014
Interviewing a Mover
Real Estate 2013
Chad Oulson Family Fund
Job Growth to Drive 2014 Housing Market
Florida is the No. 3 State in 2014
The Most Desirable Celebrity Neighbors
December 2013
Quiet Holiday Week
"Uh, Your Living Room Is on My Property"
10 Christmas Light Tips to Save Time, Money, and (Possibly) Your Life
Kitchen Upgrades- Countertops
Loan Demand Tumbles Again
Nearly Half of States Within Reach of Peak Home Prices
Foreclosed Owners Get Second Chance Sooner
Top Priorities of First-time Home Buyers
November 2013
Loan Demand Softening This Month
Lowest Mortgage Rates
Tips for remodeling your Kitchen
October 2013
Flood Insurance Hits Hard in FL
Move My Realty Newsletter
"Rental Vacancy Rate Lowest.."
Just Listed! 4822 GUARDIAN AVE Holiday, FL 34690
Just Listed! 6707 KELSEY LN # NONE New Port Richey, FL 34653
Just Listed! 4516 SEAGULL DR # 811 New Port Richey, FL 34652
Flood Insurance
Cut the cost of Cable Tv
Just Listed! 12922 POST RD Hudson, FL 34669
Just Listed! 7455 WIMPOLE DR New Port Richey, FL 34655
Just Listed! 2549 BIG PINE DR Holiday, FL 34691
"Affording a House in a Highly Ranked School zone? It's Elementary"
September 2013
Just Listed! SOUTH RD New Port Richey, FL 34652
Just Listed! 3620 HURSTON ST New Port Richey, FL 34655
Just Listed! 7701 STARKEY RD # 219 Seminole, FL 33777
July 2013
Just Listed! 2545 REDWOOD CIR Clearwater, FL 33763
Just Listed! 5415 Reflections BLVD Lutz, FL 33558
June 2013
Just Listed! 8849 Garden Party Land O Lakes, FL 34637
Just Listed! 9414 Spring Hill Dr Spring Hill, FL 34608
April 2013
Just Listed! 4516 SEAGULL DR # 810 New Port Richey, FL 34652
Just Listed! 4516 SEAGULL DR # 417 New Port Richey, FL 34652
Just Listed! 1013 DR MARTIN LUTHER KING JR ST S St Petersburg, FL 33705
Just Listed! 6705 N RENA DRIVE N Largo, FL 33771
Just Listed! 1011 FISH HOOK CV # 1011 Bradenton, FL 34212
Just Listed! 4516 SEAGULL DR # 818 New Port Richey, FL 34652
Just Listed! 4516 SEAGULL DR # 906 New Port Richey, FL 34652
Just Listed! 3025 BONAVENTURE CIR # 102 Palm Harbor, FL 34684
Just Listed! 4210 82ND AVE N Pinellas Park, FL 33781
Just Listed! 7300 12TH AVE N St Petersburg, FL 33710
Just Listed! 301 W WILDER AVE Tampa, FL 33603
Just Listed! 2247 BARRACUDA CT Holiday, FL 34691
Just Listed! 4516 SEAGULL DR # 418 New Port Richey, FL 34652
March 2013
Just Listed! 21610 DRAYCOTT WAY Land O Lakes, FL 34637
February 2013
Just Listed! 5545 Palmetto Rd New Port Richey Fl 34652 New Port Richey, FL 34652
January 2013
Market Report
Debt Forgivness law survives
Homeowners are choosing to default on their mortgage..
November 2012
Can a School affect the price of a home?
Just Listed! 4516 SEAGULL DR # 318 New Port Richey, FL 34652
Just Listed! 8510 SPLIT RAIL LN N Hudson, FL 34667
Economic Summary from Bank of America
Just Listed! 6584 MARLBERRY WAY Largo, FL 33773
Just Listed! 7209 BRAMBLEWOOD DR Port Richey, FL 34668
Just Listed! 2321 Indian Key Dr Holiday, FL 34691
Just Listed! 2000 FISHERMENS BND Palm Harbor, FL 34685
Just Listed! 5706 RIVERVIEW DR New Port Richey, FL 34652
Good Insurance news..
"Pending Homes for Sale"
September 2012
Just Listed! 2247 BARRACUDA CT Holiday, FL 34691
Just Listed! 4516 SEAGULL DR # 802 New Port Richey, FL 34652
Just Listed! 9121 LANTERN OAK WAY Land O Lakes, FL 34638
Just Listed! 30537 LANESBOROUGH CIR Wesley Chapel, FL 33543
Just Listed! 2805 RAVENDALE LN Holiday, FL 34691
Just Listed! 8334 LAGERFELD DR Land O Lakes, FL 34637
August 2012
Just Listed! 537 WINTHROP DR Spring Hill, FL 34609
Just Listed! 2623 BIG PINE DR Holiday, FL 34691
Just Listed! 82275 2ND AVE N Pinellas Park, FL 33781
Just Listed! 21610 DRAYCOTT WAY Land O Lakes, FL 34637
July 2012
Just Listed! 1121 MAYBURY DR Holiday, FL 34691
Just Listed! 7428 ASTOR DR New Port Richey, FL 34652
Just Listed! 1716 KINSMERE DR Trinity, FL 34655
Just Listed! 6583 River Run Blvd Weeki Wachee, FL 34607
Just Listed! 8812 Handel Loop Land O Lakes, FL 34637
Just Listed! 4516 SEAGULL DR # 706 New Port Richey, FL 34652
Just Listed! 12405 SPANISH MOSS DR Hudson, FL 34667
Just Listed! 4632 WEASEL DR New Port Richey, FL 34653
Just Listed! 2534 BIG PINE DR Holiday, FL 34691
January 2012
Just Listed! 2623 Jays Nest lane Holiday, FL 34691
Just Listed! 2646 Hawk Roost Ct Holiday, FL 34691
August 2011
Just Listed! 13228 Tradition Dr Dade City, FL 33525
Just Listed! 13945 Thoroughbred Dade City, FL 33525
Just Listed! 13937 Thoroughbred Dr Dade City, FL 33525
Just Listed! 13929 Thoroughbred dr Dade City, FL 33525
Just Listed! 34142 Sahalee Loop Dade City, FL 33525
Just Listed! 34152 Sahalee Loop Dade City, FL 33525
Just Listed! 34206 Sahalee Loop Dade City, FL 33525
Just Listed! 34310 Sahalee Loop Dade City, FL 33525
Just Listed! 5444 Adams Morgan Way New Port Richey, FL 34653
Just Listed! 5433 Adams Morgan Way New Port Richey, FL 34653
Just Listed! 5423 Adams Morgan Way New Port Richey, FL 34653
Just Listed! 5408 Adams Morgan Way New Port Richey, FL 34653
Just Listed! 5414 Adams Morgan Way New Port Richey, FL 34653
July 2011
Just Listed! 1115 Powersong St Holiday Fl 34690 Holiday, FL 34690
November 2010
Just Listed! 29041 Rivergate Run Wesley Chapel, FL 33543
July 2010
Just Listed! 20648 WILD PLUM CT Land O Lakes, FL 34637
Just Listed! 2755 VIA CAPRI O Clearwater, FL 33764
Just Listed! 8551 TRADESCANT LOOP Land O Lakes, FL 34637
Just Listed! 11134 TAMARIX AVE Port Richey, FL 34668
Just Listed! 2811 SOUTH PINES DR Largo, FL 33771
Just Listed! 11412 PIKE AVE Spring Hill, FL 34609
Just Listed! 19547 MOSSY OAK CT Brooksville, FL 34601
Just Listed! 4849 LARKENHEATH DR Spring Hill, FL 34609
Just Listed! 1423 KAFFIR LILY CT Trinity, FL 34655
Just Listed! 2208 KINGSWOOD LN Brandon, FL 33511
Just Listed! 9033 HERNANDO WAY Weeki Wachee, FL 34613
Just Listed! 3620 FERRELL ST New Port Richey, FL 34655
Just Listed! 2147 Park Cresent Dr Land O Lakes, FL 34639
Just Listed! 12034 Jade Avenue Spring Hill, FL 34609
Just Listed! 108 Seven Oaks Mulberry, FL 33860
Just Listed! 11748 MANISTIQUE WAY New Port Richey, FL 34654
Just Listed! 5317 BOARDWALK ST Holiday, FL 34690
December 2009
The time for rail is now
Just Listed! 2093 Edgewater Drive Clearwater, FL 33755
Just Listed! 20308 Lace Cascade Rd Land O Lakes, FL 34637
November 2009
A Major Victory on Home Buyer Tax Credit and NOL
October 2009
Rule simplifies Roth rollover
September 2009
Mortgage Fraud Keeping FBI Busy
Many Experts Support Extending Tax Credit
Buyers Remain Largely in the Driver's Seat
Home Buyer Tax Credit Countdown Begins
Can't avoid tax on early 401(k) pay
Pending Home Sales on a Record Roll
August 2009
America's Most Expensive ZIP Codes
Practitioners' Lucky Numbers
No Bones About It: This Is a Dog House
Underwater Mortgages to Skyrocket by 2011
Think Tanks Predict More Renters
Foreclosure Bargains Are Disappearing
Car loan in bankruptcy a new deal breaker
iPhone App: Real Estate From Your Pocket
6 Real Estate Investment Basics
Tech Watch: Improve Your Technology Skills Online
Treasury Pushes Bankers on Loan Modifications
Receivers Take on Foreclosure Hassles
Vacancy Rates on the Rise
Appraisal Clarification as Good First Step
July 2009
Investors Drive Foreclose Prices Up
Banks can make 'reasonable' ID requests
Google tweaks real estate listings on Google Maps
Best Places To Begin A Career
Prepay mortgage principal, not interest
Hip-Hop Home Improvement
Downpayment, Closing Costs Still Greatest Obstacles to Homeownership
Can't make your car payment?
America's Most Congested Cities
Bank not responsible in check dispute
Pending Home Sales Record Fourth Straight Monthly Gain
Soft inquiry won't harm credit score
Mortgage Rates on a Roller Coaster
What Must We Do to Restore Consumer Confidence?
June 2009
Mortgage interest rates today
Fed to Keep Short-Term Rates Low
Borrowers Struggle to Get Help
Are REITs a Key to Real Estate Recovery?
Inflation index reading angers saver
Can buying cheap foreclosures make you rich?
FHAs Expanded Market Share Must Be Supported, Say Realtors®
Improve Energy Efficiency
Realtors® Join Business Roundtable in Calling for Renewed Focus on Housing Stabilization
Economic Reports to be Released
Mortgage Interest Rates
25% of Sellers Reduce Asking Price
A Vital Mortgage Market Needs Fannie Mae, Freddie Mac
Jobless Drop Buoys Stocks; Banks Gain
Economy Sheds 532,000 Jobs; Planned Layoffs Show Drop
Is a Short Sale for you?
Daily Rate Advisory
May 2009
Just Listed! 12034 Jade Avenue Spring Hill, FL 34609
January 2009
The ins and outs of reverse mortgages
December 2008
Should I refinance interest-only loan?
Relatively safe places to park your cash
November 2008
Holiday revelers likely to rein in spending this year
As home ages, some defects unavoidable
Put extra cash into mutual fund, not mortgage
October 2008
Seller's contractor can't be trusted
When tenants fight, stay neutral
Defects revealed after $1.5 million deal
Home-equity split turns ugly
10 tasks that improve energy efficiency, save lives
Best plan for insulating garage
How stubborn tenants kill sales
Buried gas line nothin' but trouble
Don't forfeit home because of back taxes
$700 Billion Bailout
Termite damage a nightmare to fix
September 2008
Senate to vote on rescue plan with added tax cut
When is it safe to destroy mortgage papers?
Do rules favor pre-foreclosure buyers?
Central heating's come a long way
Landlord, I'm baaaaaaaaaack!
Inspector's discovery is huge red flag
Selling home to pay for healthcare brings tax bite
Buy at your own risk
Home loan documentation more vital than ever
Mom-and-pops can't compete in 'Anywhere U.S.A'
Brick foundation prone to fail in major quake
Should contractor perform home inspection?
Inheritor wants new mortgage, name on deed
Staging home for sale worth the cost
Earthquake retrofit begins in crawl space
Condo Trends: Tampa Pendings Up for 2nd Month
August 2008
Urban planning's future: people, not cars
Don't let home inspector out of your sight
Afraid of taxes when selling inherited home?
Home inspection nightmare: Attic access denied
Must I contract with agent showing open house?
Neighbor helping neighbor avoid foreclosure?
Repair credit best for fixing home defects
Is $30K salary enough to afford Miami?
Tropical Storm Fay
1031 exchange scams can devastate investors
Composite decking not infallible
Better ROI: real estate or stocks?
When home won't sell, consider rent-to-own
Failed drywall tape common on new homes
You're 'too scary for my buyers'
Homeowners feel title office should pay for mistake
Got renter's insurance?
Please don't accept my short-sale bid
New solutions for getting your home sold
Trouble paying mortgage? Beware of phone scam
Window installation done right
Car accident may wipe out home equity
STAMP OF APPROVAL
FOR STANDOUT LISTINGS
FOCUS ON YOUR HOME PAGE
July 2008
GIVE US A SIGN
PHONE THIS IN
SAVE THE DATES
PRICE TRUMPS CREATIVITY
LEASEBACK COMEBACK
Know your alexa ranking?
SLEEP ON IT
I SEE
LEAD THEM TO WATER
Is the Housing Crisis over?
VETERAN HOUSING
DON'T BE YELLOW
TAKE A SHOT AT IT
MARKET WATCH: CENTRAL FLORIDA
GREEN INSURANCE
NAR: $5,000 TO NEFAR HOUSING PROGRAM
CAN WE TALK?
GO FOR THE SILVER
MORE FOR THE MILEAGE
CITIZENS PROPERTY INSURANCE UPDATE
ECONOMY TODAY
June 2008
FLORIDA NO. 2 FOR NEW RESIDENTS
EXPERIENCE PAYS OFF
NO MORE OPEN HOUSES
DEVELOPMENT
5 NEW RULES FOR HOMEBUYERS
3 STEPS TO CLOSE THE DEAL
PREPARE FOR A REBOUND
STAR ON TV
MULTIFAMILY HOUSING
SMART GROWTH
MORTGAGE RATES
IT'S THE LAW
May 2008
DON'T RAISE THE ROOF
WHAT'S IN THE TOOLBOX
THAR' SHE BLOWS. OR NOT.
BE 'FIREWISE'
A SMART DECISION
INTERNATIONAL
MORTGAGE QUALIFICATION TO GET EASIER
HOUSING AID
REAL ESTATE BUSINESS
TO NICHE OR NOT TO NICHE
5 TIPS TO COLD CALLS
NEW KID ON THE BLOCK
GETTING BETTER ALL THE TIME
EVERYONE LOVES A PARADE
BETTER BLOGGING
Special Report!
FLOOD INSURANCE IN LESS THAN 30 DAYS
HELP THE FURRY VICTIMS OF FORECLOSURE
GREEN WITH ENVY
WE'RE GOOD TO GROW
April 2008
SHORT SALES COME UP SHORT
DRIVING HOME COSTS
TIPS FOR STYLISH E-MAIL CAMPAIGNS
PROSPECTING WITHOUT A SALES PITCH
DO-NOT-CALL LAWS STRENGTHENED
7 'SURE-THING' PROSPECTS TO TARGET
ALLSTATE CAN KEEP WRITING
MAKING IT STANDARD
MORTGAGE DELINQUENCIES
IT'S ONLY FAIR
FLORIDA: GOOD FOR BUSINESS
TO MARKET, TO MARKET
IN SEARCH OF OLDER ADULT HOUSING
TANGIBLE SAVINGS
SETTING THE STAGE FOR SALES
FHA: PUSH THE LIMIT BEFORE FRIDAY
LICENSEE REACTIVATION
FLORIDA CONSUMER CONFIDENCE
SHOW YOUR COMMITMENT TO HOUSING
FUTURE PROSPECTS
2008 FLORIDA LEGISLATURE
March 2008
DIVERSIFY FOR PROFIT
'SOUND ADVICE' FROM FAR INDUSTRY EXPERTS
REAL ESTATE INVESTING
OTHER STATES ALSO FACE BUDGET GAPS
STUDY SAYS: MILD HOUSING RECOVERY ON THE WAY
DISASTER LOANS AVAILABLE
SHORT SALES SHORTCHANGE OTHER SELLERS?
HOW FAST CAN YOU SAVE MONEY?
MISSING LINK?
PET PROJECTS OFFER MARKET NICHES
TECHNOLOGY
TO BE PERFECTLY CLEAR
WOMEN GET REAL
CITIZENS PROPERTY INSURANCE
TAX PORTABILITY DEADLINE
WON’T YOU BE MY NEIGHBOR?
PROPERTY TAXES - Relief Plan
February 2008
A WEB SITE FOR EACH LISTING
HOME TRENDS
LEASE CONTRACT UPDATE
CRIST AND HOPE
REAL ESTATE INVESTMENT
ALERT: REVISED FAR/BAR AS-IS CONTRACT
TELL ALL ABOUT FAR’S SCHOLARSHIP CONTEST
AGREE TO DISAGREE
YOU DON’T HAVE TO BE ‘PUSHY’
MARKETING TO A MULTICULTURAL CLIENTELE
SPEND IT IF YOU'VE GOT IT
FRAUD
ONUS ON BONUS?
HOMETOWN DEMOCRACY
KUDOS TO MIAMI-DADE
FIVE TIPS FOR WEBSITE SUCCESS
LEARN MORE ABOUT LOCAL TAX DOLLARS
ECONOMY
January 2008
MAKE FRIENDS WITH THE MEDIA
INTEREST RATES
TIME TO BUY FLORIDA
SUCCESS TIPS
BUILDING REFERRALS
MORTGAGE FRAUD
TRACKING FAILURE
FREC APPOINTMENTS
ESCROW RULE CHANGES
APPEAL TO YOUNGER BUYERS
REASON NO. 5 Vote YES on Amendment 1
Big changes could raise flood insurance premiums for some
REAL TAX CUTS FOR REAL PEOPLE: VOTE ‘YES’ ON 1
Where did savings go? Insurance executives will have to tell under oath
CREATING A ‘TO-DON’T’ LIST
HOMEBUILDERS CUT OPTIONS
RECOMMEND A LENDER?
MARKET YOURSELF ONLINE
Data Watch
THE BEST WAY TO APPRECIATE YOUR JOB IS TO IMAGINE YOURSELF WITHOUT ONE
Credit Crisis Blamed for Spike in Fraud Lawsuits
30-Year Mortgage Rates Slide
Creative Financing May Help Sell Your Home
Do You Read My Blog Regularly?
Fantastic Deal
The Epic Battle of a Lifetime
December 2007
FOREIGNERS EYE FLORIDA
PROPERTY TAX AMENDMENT
BAND TOGETHER TO SAVE MONEY
IS EVERYBODY HAPPY?
INTRODUCING FAR LEADERSHIP ACADEMY
SOMETHING GOOD TO SAY
Can you Afford?
PARTY FOR YOUR BUSINESS
NEGOTIATE LIKE A NINJA
STATUS QUO
NEW RESPA RULE?
A WORDY LIST
POPULATON BOOSTS FLORIDA HOUSING DEMAND
Looking to Expand your Data base?
November 2007
GAINING A CUSTOMER SERVICE EDGE
Just Listed! 5315 Boardwalk St Holiday, FL 34690
Just Listed! 20308 Lace Cascade Rd Land O Lakes, FL 34637
STRATEGIC THINKING
HOW NOT TO BE ‘ALL WET’
HOMETOWN DEMOCRACY AMENDMENT AMENDMENT?
FSBOs NO MORE?
CAN YOU REPEAT THAT?
Commercial real estate does not necessarily follow the same cycle as residential...
Another Survey Finds Home Prices Heading Down
WELL-KNOWN REAL ESTATE COLUMNIST DIES
Call to Action
It's a good time to buy a home!
It Pays to Advertise?
Online Lead Generations, Do they Work?
October 2007
ARM BORROWERS DON’T KNOW THE TERMS
Coming to a Computer Near You!
Short sales can disentangle homeowners from foreclosure mess
More Disclosures = Lower Prices
What do Boomers Want?
Time to close the door on open houses?
Hurricane Protection Law Raises Roofing Costs
Realogy, Better Homes & Garden Team Up for New Franchise
Greenspan 50/50 on recession
Property Taxes
September 2007
INTEREST RATES AREN’T MORTGAGE RATES
Sizzling end of summer Promotion
Ruling Prohibits investor from tying up properties
New Communities
Customer Suport
Just Listed !
New Town Blooming
Do you enjoy my site?
South Florida Mortgage Firms Lay off Hundreds of Workers
Help past clients by recommending an FHASecure loan
10 Most Expensive Blocks in the U.S.
Pending Home Sales Index falls largely on mortgage tightening
Official calls mortgage crisis 'far from over'
UF study: Florida’s housing market shows surprising resilience
Florida's Housing Market now in Slow Recovery
FHA Policy Changes Would Ease Mortgage Crisis
August 2007
State Budget
Interested in Generating more traffic to your site?
Foreclosure trend leads to increase in unkept homes
Property Values, tax bills decline
Governor Crist to Realtors: ‘Get ready, Florida is on the move’
Mortgage
Just Listed! 103 Athenian Way Tarpon Springs, FL 34689
Property Insurance
Aug. 20th Update
Aug. 18th Update
August 17th Update
Aug 16 Update
aug 15 update
Aug. 14th update
Aug. 13th Update
Aug. 10 Update
Aug. 9 update
Aug 8 Update
Aug 7 Update
Aug.6 Update
Blog Update aug.5
Back with Daily Updates
July 2007
Update
10 Things to look for when investing in fixer-uppers
Design Trends
Brand new News
Making your Home Viewer Friendly
Tampa is a perfect canidate for a v-shaped recovery
Things not to do when selling a home
New Information
New Update
June 2007
Personal Website Updates
Recent Blog Update
Blog Update
Daily Update
Double Blog Update
Important News Update
Daily Blog Update
Double Real Estate News
Double Daily Breifing
Double Real Estate Briefing
Double Update on Real Estate News
Recent Update
May 2007
Daily Briefing for Real Estate
RealEstate Daily Briefing Update
New Daily Briefing
Real Estate News Daily Briefing
Daily Briefing Update
Real Estate News Daily Update
Real Estate Daily Briefing Update
Real Estate Daily Briefing
Real Estate Daily Update
Real Estate News Blog Update
Real Esate News Blog
News Update
Short Update
April 2007
Real Estate News
Real Estate Update
Realtor News Update 4/21
Another Realtor News Update
Real Estate News Update
Daily Realtor News
Realtor News Update
The Federal Reserve helped create a "perfect storm"
February 2018 (1)
January 2018 (4)
December 2017 (3)
November 2017 (1)
October 2017 (1)
September 2017 (5)
August 2017 (7)
July 2017 (2)
June 2017 (5)
May 2017 (6)
April 2017 (12)
March 2017 (3)
February 2017 (5)
January 2017 (2)
December 2016 (2)
October 2016 (1)
September 2016 (3)
August 2016 (5)
July 2016 (4)
June 2016 (4)
May 2016 (1)
September 2015 (1)
August 2015 (1)
July 2015 (2)
March 2015 (2)
January 2015 (1)
December 2014 (2)
October 2014 (1)
September 2014 (2)
August 2014 (2)
July 2014 (5)
June 2014 (3)
May 2014 (3)
April 2014 (5)
March 2014 (6)
February 2014 (2)
January 2014 (8)
December 2013 (8)
November 2013 (3)
October 2013 (12)
September 2013 (3)
July 2013 (2)
June 2013 (2)
April 2013 (13)
March 2013 (1)
February 2013 (1)
January 2013 (3)
November 2012 (11)
September 2012 (6)
August 2012 (4)
July 2012 (9)
January 2012 (2)
August 2011 (13)
July 2011 (1)
November 2010 (1)
July 2010 (17)
December 2009 (3)
November 2009 (1)
October 2009 (1)
September 2009 (6)
August 2009 (14)
July 2009 (14)
June 2009 (17)
May 2009 (1)
January 2009 (1)
December 2008 (2)
November 2008 (3)
October 2008 (11)
September 2008 (16)
August 2008 (25)
July 2008 (21)
June 2008 (12)
May 2008 (20)
April 2008 (21)
March 2008 (17)
February 2008 (18)
January 2008 (26)
December 2007 (14)
November 2007 (15)
October 2007 (10)
September 2007 (16)
August 2007 (22)
July 2007 (9)
June 2007 (12)
May 2007 (13)
April 2007 (8)
March 2007 (2)
Categories:
Commercial Real Estate (1)
Cooking (1)
General (530)
Home Building (1)
Mortgage Rates/ Real Estate (1)
National Market (1)
Rea Estate (2)
Real Estate (70)
Resl Estate (1)
My Favorite Blogs:
Rosenblum Realty
Fabienne Gandall, Principal Broker, ABR, Maui Lifestyle Realty, LLC
Sites That Link to This Blog:
×
Close
Add a new blog comment
*
Name:
*
Email Address:
URL:
*
Comment:
Characters from the image above:
Your entry does not match the image, please try again.
Submit Comment
×
Close
Subscribe To My Blog
*
Name:
*
Email Address:
Address:
City:
State:
Zip:
*
Characters from the image above:
Your entry does not match the image, please try again.
Subscribe